Land In Demand: ARM Launches Agricultural Real Estate Referral Program

Ag Resource Management (ARM) is no stranger to innovation in agricultural lending, so when farmers and other agribusiness operators asked ARM for assistance with real estate loans, ARM responded with a unique ag real estate referral program that is designed to simplify the loan process and help customers secure a higher first-time success rate of approvals.

Ashley Arrington, Real Estate Division Manager, is leading ARM’s agricultural real estate program. In less than a year, she’s built and organized ARM’s real estate program, bringing in more than $60 million in loan approvals to-date. Ashley helps to improve farmers’ real estate loan application experience by leveraging her long experience in  agricultural banking and providing farm financial consulting services to assist farmers in applying for real estate loans.

“ARM’s goal is to create a path with flexible loan options for our customers, so we started with analyzing what percentage of loans were being approved the first time compared to the percentage of loans that had to be presented multiple times before they were approved,” said Arrington. “We designed a unique approach of partnering with multiple leading agricultural real estate lenders with whom we have a clear understanding of their lending approach, so that we can review a customer’s needs and match the financial package with the right real estate lender the first time.”

Rather than a farmer putting together a loan package on their own, often not knowing what’s needed to secure a real estate loan, ARM provides a detailed list of what’s required and reviews the information. Based on the customer’s financials and product needs, ARM places the customer with the best real estate loan partner, thus, increasing the likelihood of approval and eliminating the need to approach bank after bank with the loan package.

“One of our goals is to simplify the process for everyone, so customers collect their financials and provide it to us, and then we perform the preliminary underwriting process and work with the chosen lender until the deal closes,” she said. “The customer – whether it’s a farmer, processor, cotton gin, grain elevator, etc. – can get on with their work while ARM facilitates and manages the entire real estate loan process.”

Farmers can now go to ARM to obtain their operating loan, crop insurance and real estate loan and only work with one ARM loan officer which offers a lot of value especially during the busiest times of the season. ARM’s innovative approach also evens the playing field with farmers and ag businesses in rural areas which have a limited presence of banks by bringing them products more prevalent in areas with a higher concentration of lending options.

“Farmers and agribusinesses can maintain their business and relationship with their local bankers while working with ARM,” she said. “This allows customers to remain diversified and it’s a win-win for the local bank, for the customer and us. ARM is always available to help with refinancing, another real estate loan or answer any questions.”

Some may think that since their community bank or closest farm lender turned them down that their options are limited or nonexistent. Also, some community banks have a cap on how much they can lend per relationship, which can be prohibitive for some ag businesses—but this is where ARM can help.

Reach out to your nearest ARM office to get started by visiting


Ag Resource Management, LLC (ARM) is proud to welcome Mike Motis to the company as Area Manager for Hastings. In this role, he will continue ARM’s strategic growth throughout the greater Nebraska market.

Mike comes to us with over two decades of experience working in the agriculture industry, most recently as a Vice President and Senior Field Team Lead with Bank of The West. “My mission and goal for 2022 is to grow the business and develop relationships with new contacts within my network that will lay the foundation for expanded success,” says Motis. He continues, “In the near term I will begin leveraging over 20 years of experience covering the Hastings office trade area into future growth and expanded profitability for ARM.”

“He brings with him a wealth of experience from his time at John Deere Financial, and most recently, Bank of the West covering the Nebraska and Kansas territories,” says Jay Landell, Northern Regional Manager for ARM. Landell continues, “He has a good understanding of ag finance and the area our Hastings office covers. We are looking forward to Mike growing our presence in Nebraska.”

Mike enjoys raising cattle and show pigs, competing in BBQ cookoffs, hunting, and gardening in his spare time. He and his wife have four grown children and two granddaughters. They live near Geneva. Reach out to Mike to learn more about how he can help your farming operation reach its goals by calling 402-235-6482 or visit

November 29th, 2021—Sioux Falls, SD


Ag Resource Management, LLC (ARM) is proud to welcome Taylor Gibson to the company as Area Manager for Sioux Falls. In this role, he will continue ARM’s strategic growth throughout the South Dakota market.

Taylor grew up on a farm in Northeast South Dakota and has several years of working experience in the agriculture industry. Most recently, he managed implement sales throughout the Dakotas and Minnesota for CNH Industrial. Taylor earned his bachelor’s and master’s degree in finance from South Dakota State University. He lives in the Sioux Falls area with his wife and extended family.

“Taylor comes to us with a wealth of knowledge in the ag space,” says Jay Landell, Northern Regional Manager for ARM. Landell adds, “We are excited to have Taylor on board and look forward to more great things in Sioux Falls!”

Gibson is replacing former Area Manager, Gerald Kruger, who was appointed to a new role as ARM’s Director of Market Channel Development. Kruger will continue nurturing the company’s relations with various channel partners across the United States. Reach out to Taylor to learn more about how he can help your farming operation reach its goals by calling 605-800-1968 or visit



Are you at the Farm Science Review? Look for the ARM team at 527 Land Avenue. Area Managers Larry Davis and Elizabeth Long chatted with Ohio’s Country Journal and Ohio Ag Net to talk harvest, crop insurance, agricultural finance, grain markets and more.


FORT WORTH, TX — Ag Resource Management (ARM), one of the nation’s top providers of agricultural lending and risk management services, announced that it successfully closed on the first securitization of its type in the agriculture industry. The 144A offering of $225 million crop loan backed notes serves as a milestone for ARM and the industry by accessing new sources of financing for ARM’s crop loan product.  Guggenheim Securities, LLC acted as sole structuring advisor and sole bookrunner.

“The past decade has been a challenging one for agriculture. Farmers need crop collateral solutions that work in a manner conducive to their success,” said ARM’s Chief Executive Officer, John Hoffman. He added, “Here at ARM, we are far from the norm. ARM is simply the smart choice for any farmer.”

The master trust securitization allows ARM to match fund its obligation to its farmers’ needs and to enable better execution, which will in turn allow further reach and more competitive capital solutions for the farming community.

“The successful completion of this inaugural asset-backed security transaction represents a significant milestone for Ag Resource Management in opening access to new sources of efficient capital that enables us to better serve the financing needs of farmers and agribusiness,” said ARM Chief Financial Officer and President of Capital Markets Rasool Alizadeh.

“Ag Resource Management’s goal has always been to keep farmers farming. It is a privilege for Guggenheim Securities to bring ARM to the debt capital markets through an innovative asset-backed security that helps ARM connect and partner with farmers across the country while also meeting the needs of the investor community,” said Cory Wishengrad, Head of Fixed Income for Guggenheim Securities.

The Secured Notes and the related note guarantees were offered in a private offering to qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”) and to non-U.S. persons in accordance with regulations under the Securities Act. The Exchangeable Notes and the related note guarantees were offered to qualified institutional buyers pursuant to Rule 144A under the Securities Act. The Notes, the related note guarantees and any shares of common stock issuable upon exchange of the Exchangeable Notes have not been, and will not be, registered under the Securities Act or any state securities laws. The Notes, the related note guarantees and any such shares may not be offered or sold in the United States or to, or for the benefit of, U.S. persons absent registration under, or an applicable exemption from, the registration requirements of the Securities Act and applicable state securities laws.

This press release does not constitute an offer to sell or the solicitation of an offer to buy the Notes or any other security and shall not constitute an offer, solicitation or sale in any jurisdiction in which, or to any persons to whom, such offering, solicitation or sale would be unlawful.

About Ag Resource Management

Founded in 2009, Ag Resource Management (ARM) is a specialty finance company bringing financial and risk management solutions to farmers and agribusinesses. Our teams are highly specialized in agricultural finance and crop insurance. We combine that with proprietary lending technology and a deep understanding of crop agriculture to build a customized strategy for every farming operation. It started as just one office in the Louisiana Delta, and now, headquartered in Fort Worth, Texas, ARM’s footprint has expanded to serve customers from 29 field locations in 18 states. They are led by experienced leaders in the agriculture industry who are committed to every operation’s growth and success.

Media Contact:

Matthew Marr


SOURCE Ag Resource Management

Ag Resource Management recently named Rasool Alizadeh as CFO & President of Capital Markets.

As CFO & President of Capital Markets, Alizadeh is focused on strategic funding and liquidity needs at ARM. Rasool joined from Ygrene Energy Fund Inc. where he served as Head of Capital Markets and Treasury focused on PACE financing. Rasool was also at SMBC Nikko Securities America, Inc. in the Structured Finance Group and was the head banker responsible for the term Asset Backed Securities (“ABS”) initiative focusing on new issue origination in autos, credit cards, student loans, and esoteric ABS including transportation (i.e. rail, aircraft, shipping, barge, etc.) as well as off-the-run specialty finance and CLO opportunities.

With 15 years structured finance experience, Rasool spent time with Standard & Poor’s (“S&P”), as a primary analyst in the ABS rating services group focused on esoteric mortgage related securitization and in the Residential Mortgage Backed Securities (“RMBS”) group focused on mortgage related new issue products. He also spent time at RBC Capital Markets (“RBC”) where he was an originator for both warehouse and balance sheet lending relationships as well as an original team member for the term ABS build-out. He has handled restructuring, investor relations, deal structuring and execution, rating agency processes, and portfolio management.

Key Takeaways:

  • Rasool provides and facilitates debt/equity funding and liquidity needs to specialty finance platforms. He provides financial forecasting and asset management for a newly established business and/or industry
  • He is a global banking and securitization professional with proven experience in lending, securitization, ratings, and debt/equity financing (syndicated loans/credit/working capital facilities)
  • Expertise includes identifying and analyzing credit risk, detailed due diligence, and deal execution within multiple asset classes
  • Rasool is a strong communicator with proven ability to creatively generate revenue through identification, coordination and marketing of products
  • He holds an M.B.A. from Columbia Business School, a B.S. in Business Administration from University of Denver, and B.A. in Economics from St. Lawrence University
  • Rasool spent 3 years playing professional soccer

It’s our pleasure to announce the promotion of Daniel Grube to Area Manager for Ag Resource Management’s Richland office.

Dan is a graduate of the University of Toledo, and went on to work in community, business and middle-market banking as an ag lender until joining the ARM team two and a half years ago. He grew up on a family farm which is owned an operated by his brother to this day. Dan enjoys being part of the ARM team because he gets to stay close to his first love in life—farming. He says, “My first love was farming, but I think I enjoy ag lending more now because I can do more with it, and the people I get to meet and work with is so vast now.  We’re helping farmers and agribusinesses flourish—not just in my home state of Ohio or where I work in Michigan, but nationally.”

Grube has held a few different responsibilities during his tenure at ARM thus far.  He came on board in a Senior Loan Officer role supporting three locations. When he transitioned to the Relationship Manager role in the fall of 2018, Dan started spending much of his time in Richland and ultimately supporting 100% of the Richland efforts starting in the fall of 2019. His energy, relationships and commitment to the ARM model will serve him well in his new role.  Dan’s leadership and skill set will allow for a smooth transition and we look forward to his continued success in his new role.

LOS ANGELES–(BUSINESS WIRE)– Ares Management Corporation (NYSE: ARES) (“Ares”) announced today that funds managed by its Alternative Credit strategy have provided a $450 million revolving asset-backed credit facility secured by agricultural production loans originated by Ag Resource Management (“ARM”).

ARM is a specialty finance company focused on bringing financial and risk management solutions to farmers and agribusinesses nationwide. By combining proprietary technology and a deep understanding of crop agriculture, ARM provides innovative agribusiness loan and crop insurance products that deliver operating capital to American farmers who seek financing for growing crops. Loans can be made directly to the producer or arranged in conjunction with a local distributor. The loans are secured by the crops, crop insurance and government payments instead of the farmer’s property or equipment, which is the case in traditional agriculture lending.

“Just as ARM has sought to fill the gaps of the agriculture lending market by providing unique and customized financial solutions for farmers, this investment demonstrates Ares’ ability to address similar gaps in the capital markets by providing unique asset-focused capital solutions for specialty finance companies like ARM,” said Joel Holsinger, Partner of Ares and Co-Head of Ares Alternative Credit. “We are excited to support ARM in its next phase of growth.”

About Ares Management Corporation

Ares Management Corporation (NYSE: ARES) is a leading global alternative investment manager operating three integrated businesses across Credit, Private Equity and Real Estate. Ares Management’s investment groups collaborate to deliver innovative investment solutions and consistent and attractive investment returns for fund investors throughout market cycles. Ares Management’s global platform had $144 billion of assets under management as of September 30, 2019 with approximately 1,200 employees in over 20 offices in more than 10 countries. Please visit for additional information.

About Ares Alternative Credit

Ares’ Alternative Credit strategy focuses on direct lending and investing in assets that generate contractual cash flows and fills gaps in the capital markets between credit, private equity and real estate. Ares Alternative Credit targets investments across the capital structure in specialty finance, lender finance, loan portfolios, equipment leasing, structured products, net lease, cash flow streams (royalties, licensing, management fees), fund secondaries and other asset-focused investments. Ares Alternative Credit leverages a broadly skilled and cohesive team of approximately 35 investment professionals as of September 30, 2019.

About ARM

ARM is a specialty finance company focused on bringing financial and risk management solutions to agribusinesses nationwide. ARM brings value to customers via the structuring of short-term financial risk. The Company provides crop production loans to meet working capital needs of producers as well as crop insurance to cover expected levels of production. Loans can be direct to the producer or arranged in conjunction with a local distributor.

Mendel Communications
Bill Mendel, 212-397-1030
Ares Management Corporation
Carl Drake, 800-340-6597
Priscila Roney, 212-808-1185

Source: Ares Management Corporation

This is the fourth and final blog in our Credit Crunch in Farm Country series. To start from the beginning, go to Part One – The Lay Of The Land.

The Outlook for 2020

Credit Crunch in Farm Country - The Outlook for 2020As a credit expert, Leroy Startz has one piece of advice he offers over all others: When it comes to getting financing lined up, the earlier the better.

To experts like him that means that the earlier you get financed the more likely you are to take advantage of opportunities that can positively affect the bottom line—like input discounts and possibly better deals on land rent if paid early.

“Generally speaking, those discounts are only provided to farmers pre-planting season,” Startz stresses. “If a farmer can get seed, chemicals, etc. and pay for them in advance, the distributor is likely going to give them a discount. That’s something you’d want to take advantage of.”

From general input discounts to measurable efficiencies, it’s clear how using an innovative lender like ARM could help an operator get ahead of the game:

“Perhaps landowners would be willing to give operators a little bit of a discount if I can deliver it earlier than what was expected or scheduled. If we can help the producer line up the capital he needs for the 2020 crop year well in advance, that allows them to take advantage of those discounts, and that’s huge. It might be the difference between making a margin and not making a margin. “

Do those recommendations translate into hard advice? Leroy Startz says yes:

“That’s the best advice I could give. Don’t wait to finance, and then give away those discounts. But of course, to get them, you have to get the capital lined up. You need to factor in the crop insurance into the equation as well. ARM can help you maximize the crop loan amount by having the right crop insurance coverage.”

The credit crunch in farm country is real, and it’s not going anywhere. The shifts Leroy Startz discussed are only going to continue to be the trend. From land ownership to capital control, all aspects are continuously evolving. However, lending models are catching up, and there are more solutions than ever to fund an operation. Now more than ever it’s apparent that farmers need innovators like Ag Resource Management to help them fill these gaps. It’s also apparent that those who do, will see real advantages in 2020 and beyond.

Credit Crunch in Farm Country