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On Wednesday July 24, 2019 Ag Resource Management celebrated its ribbon cutting in conjunction with the Sioux Falls Area Chamber of Commerce at 3020 W. 57th  Street, Sioux Falls, S.D. There were several esteemed guests in attendance including members of the Sioux Falls community, chamber members, leaders in the ag industry and channel partners. It was a great networking event for all as work continues in preparation for the 2020 loan season.













Gerald Kruger joined ARM with over 30 years in banking, holding numerous positions throughout his career. Kruger grew up on a family farm in Sibley and has a deep connection to the farming community. He strives to provide alternative solutions to farmers during these challenging economic environments. Kruger is married to his wife Michelle and have four children.

There are two other team members working alongside Kruger in the Sioux Falls office. Paul Fritz was hired in October as this location’s Credit Analyst. Fritz is from Tea, S.D. located just minutes south of Sioux Falls. He attended South Dakota State University and graduated with a degree in economics in May of 2018. Lisa Zens was hired in May of 2019 as their customer Customer Experience Specialist. Over the past 10 years she has held various executive leadership positions in the Aberdeen and Redfield areas of South Dakota. Zens has also worked closely with small and large concentrated animal feed operations, helping the livestock and agriculture industries grow in Spink county and throughout South Dakota. She and her husband’s family farm in Spink, Faulk and Hand counties. They have a passion for the ag industry and promoting the value family farms bring to the greater economy of the state.


About ARM

Ag Resource Management is a specialty finance company bringing financial and risk management solutions to farmers and agribusinesses that serve farmers.