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In an interview with AgDay reporter Michelle Rook, Ag Resource Management (ARM) CEO Rip Mason explains that the failures of SVB and Signature Bank combined with continued interest rate increases are impacting ag credit markets.

Farmers should secure operating lines this planting season now if they haven’t already, says Mason. In addition to rising interest rates, credit standards will tighten, and there may be less credit extended by traditional lenders to support operations.

ARM is an alternative lender and remains ready to serve farmers with operating lines that rely on the crop, crop insurance and government payments as collateral rather than real estate assets.