The ARM Process
Loans are originated locally, based on a host of farm data points and the farmer. ARM delivers a total solution that optimizes the crop mix and crop insurance to achieve maximum projected returns. Crop-based capital at this speed, with this level of accountability, is made possible through our highly-disciplined, innovative process.
A thorough analysis of the farmer and crop plan set the stage.
- Input validated
- Cash flow and risk optimized
- Input exceptions noted and risk is mitigated
- Risk discounting methodology applied
- Underwriting objectives are achieved
- Decision and loan status communicated
- Documentation requirements managed
ARM stays close throughout the entire growing season.
- Important input details are verified
- Priorities are constantly reevaluated
- Necessary adjustment are processed for approval
- Collateral is measured and reconciled versus loan underwriting
Capital and key data points are always a click away.
- Loan summary information to help guide risk decisions
- Prompt loan decisions and other notifications
- Efficient loan disbursement
- Accessible loan balance and funding availability information